Complete Lending
  • Apply
  • Loan Programs
  • DEALS DELIVERED
  • 858-266-9288
  • Team Leaders
  • About
  • More
    • Apply
    • Loan Programs
    • DEALS DELIVERED
    • 858-266-9288
    • Team Leaders
    • About
Complete Lending
  • Apply
  • Loan Programs
  • DEALS DELIVERED
  • 858-266-9288
  • Team Leaders
  • About

About COMPLETE LENDING, INC.

Complete Lending, Inc. is a national private money lender built by an investor—not a bank.

We fund real estate deals that make sense, structure capital intelligently, and tell you the truth when a deal doesn’t. That alone separates us from most lenders.


Complete Lending, Inc. was created to challenge the transactional mindset that dominates hard money lending. Too many lenders focus on checklists and boxes. We focus on risk, structure, exits, and execution—because that’s what actually determines success.


     We don’t just lend on real estate.
            We lend with perspective.


Built From the Field, Not a Boardroom


Complete Lending, Inc. wasn’t born in a conference room or designed by Wall Street. It was built from decades of real-world experience across:
 

Our leadership team has sat on every side of the table—as investors, developers, borrowers, and lenders. That experience shapes how we underwrite, how we structure deals, and how we advise clients.

If we wouldn’t do the deal ourselves, we won’t fund it.


Consultative Lending. Not Commodity Capital.


We believe private money should be strategic, not generic.

That’s why Complete Lending, Inc. operates on a consultative lending model. We work closely with borrowers.
 

Sometimes that means adjusting terms.
Sometimes it means recommending a different approach.
And sometimes it means advising clients not to move forward.

We’re fine with that. Long-term relationships matter more than short-term fees.


Capital With Common Sense


We specialize in funding deals that traditional lenders can’t—or won’t—touch. But “flexible” doesn’t mean reckless.

Our underwriting is disciplined, experience-driven, and rooted in real-world outcomes. We care about:
 

Over the years, Complete Lending, Inc. has funded thousands of projects and over $270M+ in private capital across multiple states, working with both first-time investors and seasoned professionals.


National Reach. Local Understanding.


While Complete Lending, Inc. operates nationally, we understand that real estate is always local. Our Regional Managers bring market-specific insight, on-the-ground experience, and direct accountability—so decisions don’t get lost in bureaucracy.

You won’t deal with call centers or layers of approval.
You’ll deal with decision-makers.


Who We Work With


  • Real estate investors who value experience over hype
  • Developers who need flexible, intelligent capital
  • Professionals who want straight answers and clear expectations
  • Borrowers who care about long-term success, not shortcuts
  • Investors who want to grow their business bigger, better, faster void of nonesense.
     

If you’re looking for the cheapest money at any cost, we may not be the right fit.
If you’re looking for smart capital and honest guidance, we probably are.


Our Philosophy


  • Experience beats theory
  • Structure matters
  • Capital is a tool, not the goal
  • Relationships outlast transactions
  • If it doesn’t make sense, we don’t do it
     

Complete Lending, Inc. — Private Capital. Real Experience. No Nonsense.

Connect With Us

WE ARE HERE TO HELP

Purchasing?

Need To Broker A Loan?

Refinancing?

Weathering your purchasing your first fix and flip, rental property, or doing your hundredth transaction. We have the loan programs and the skill set to help you close quickly and easily.

Refinancing?

Need To Broker A Loan?

Refinancing?

If you have a property that is not selling as quickly as you'd like, and you want to reposition it into a rental we can help. Or if you're sitting on a bunch of equity and want access to Cash. We can make that happen..

Need To Broker A Loan?

Need To Broker A Loan?

Need To Broker A Loan?

If you are a loan officer, real estate, agent, or an investor looking to broker a loan give us a call. Will help your price loan and take care of your client. As you know, all transactions are a team effort.


Complete Lending, Inc. | Hard & Private Money Loans for Real Estate Investors Equal Opportunity Lender

Loan programs, rates, terms, and conditions are subject to change without notice. All loans are subject to underwriting approval, property approval, and investor guidelines. Information on this website is for informational purposes only and does not constitute a commitment to lend or extend credit. Lending programs may not be available in all states and are subject to applicable licensing requirements. Loan products are intended for business-purpose and investment properties only. Non-owner-occupied real estate only. Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change without notice. Interest rates or charges herein are not recommended, approved, set, or established by the State of Kansas.

Loans available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WV, and WY, as well as Washington D.C.

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